Springwell Capital
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MLSDSCR RentalJacksonville, FL

DSCR Cash-Out Refi in Jacksonville — Pulling Equity to Scale

A stabilized rental with trapped equity. We run the DSCR, size a cash-out refi, and show how the freed-up capital becomes the down payment on the next door—no personal income docs.

DSCR Cash-Out Refi in Jacksonville — Pulling Equity to Scale

Video coming soon — embed wired, awaiting upload

The deal, by the numbers

Source
MLS
Value
$280,000
Monthly rent
$2,250
DSCR
1.28x
Cash-out LTV
75%
Cash freed
≈ $60,000

Illustrative deal—numbers for education, not a quote.

How we underwrote it
  • Confirmed market rent with rental comps to lock the DSCR above 1.25.
  • Sized the cash-out at 75% LTV while keeping the payment comfortably covered.
  • Mapped the freed equity to the next acquisition to keep the portfolio compounding.
Takeaways
  • A 1.25+ DSCR unlocks the best pricing and the most cash-out room.
  • Cash-out refis turn dead equity into your next down payment.
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