Springwell Capital
← All programs
Fix & Flip Loans

Springwell Flip

Short-term financing that covers both the purchase and the renovation, underwritten on after-repair value so you can move fast and recycle capital. Rehab funds advance by draw as the work gets done.

Best for: Investors buying, renovating, and reselling within 6–12 months.

Typical terms

Approval
24 – 48 hours
Term
6 – 12 months
Basis
After-repair value (ARV)
Funds
Purchase + rehab
Draws
Milestone-based

Terms are illustrative and subject to underwriting. Final pricing depends on the deal, your experience, and leverage.

What this program delivers

  • Funds the purchase AND the rehab budget
  • Approvals in 24–48 hours—move at the speed of the deal
  • Underwritten on after-repair value (ARV), not just as-is
  • Flexible on property condition—we've seen it all
  • Draw-based rehab funding with fast inspections
Watch

How a Fix & Flip Loan Is Priced

Why your loan is sized on the after-repair value, how the two caps work, and why the lower one always wins.

More videos →
How the structure works

From first call to funded

1. You find the deal

Bring us the property and your renovation scope. The faster we see it, the faster you can lock it up.

2. We review fast

Approvals in 24–48 hours, underwritten on the after-repair value and your plan—not red tape.

3. We fund purchase + rehab

We cover the acquisition and advance rehab funds by draw as the work is completed.

4. You sell & pay off

List, sell, and pay off—no prepayment penalty—then roll your capital into the next flip.

FAQ

Springwell Flip questions, answered

Do you fund the renovation too?
Yes. We fund the purchase and the rehab budget, releasing rehab money in draws as the work is completed and inspected.
How fast can I get approved?
Typically 24–48 hours. Fix & flip is a speed game and our process is built for it.
What if the property is in rough shape?
That's normal for us—we're flexible on condition and underwrite to the after-repair value, not just the current state.

Ready to price this on your deal?

Tell us the basics and an advisor comes back with real numbers — leverage, rate, points, and the draw structure you'd actually live with.

Ready to fund your fix & flip loans deal?

Tell us about your project and get a same-day read on terms. No obligation, no impact to your credit to prequalify.