Time kills deals in the flipping business. You need a lender who understands that and moves quickly.
At Springwell Capital, we get it. We fund fix & flip projects across Florida—from fixer-uppers in Orlando to beach properties in Tampa to distressed homes in Jacksonville.
We don't drag our feet with committees and endless paperwork. We make decisions fast because we know that in flipping, speed = profit.
Here's what we bring to your flip:
Fast approvals (days, not weeks)
We fund both the purchase AND renovation costs
Flexible on property condition (we've seen it all)
Based on after-repair value (ARV), not just current value
Partnership approach if challenges come up
Whether you're doing your first flip or your 50th, we're here to fund Florida investors who know how to execute.
Speed When It Matters
In flipping, timing is everything. We move fast on approvals so you can close deals before other investors swoop in. No endless committees or bureaucracy—just quick decisions from people who understand real estate investing.
We Fund Purchase + Rehab
You get one loan that covers both buying the property AND fixing it up. No need to juggle multiple lenders or come out of pocket for all the renovation costs. We structure it so you can execute your flip with the capital you need.
ARV-Based Lending
We lend based on what the property will be worth after repairs (ARV), not just its ugly current condition. This means you can borrow more and keep more cash in your pocket for the rehab work.
Flexible on Condition
Rough shape? Major repairs needed? That's literally the point of flipping. We don't shy away from properties that need work—that's what we finance. If it's structurally sound and the numbers work, we're interested.
You find a property that needs work. You know what it'll be worth after repairs (ARV). You have a plan for the rehab.
We review and give you a decision quickly—usually within 24-48 hours for qualified investors.
Once approved, we fund:
Once renovations are done, you list and sell. When it closes, you pay off the loan and keep your profit. Simple as that.
Ready to get started?
Fix & Flip Analyzer - Calculate your potential profit on any flip deal
Renovation Budget Template - Plan your rehab costs line by line
ARV Calculator - Estimate after-repair value using comps
Timeline Planner - Map out your flip from purchase to sale
Questions from Florida Flippers
A: For qualified investors with complete info, we can approve in 24-48 hours and fund within 1-2 weeks. The faster you get us accurate property info and renovation plans, the faster we move.
A: It depends. We prefer investors with at least 1-2 completed flips, but if you have strong real estate or construction experience and a solid plan, let's talk. We evaluate case by case.
A: This happens sometimes. If you've budgeted conservatively upfront, you should be fine. If you truly need more, we can discuss options—but it's easier if we plan accurately from the start. That's why we review budgets carefully upfront.
A: Standard term is 6-12 months. If you need more time, extensions are available (though they cost extra). Our goal is to help you plan realistic timelines upfront so you're not scrambling for extensions.
A: Yes, as long as it's structurally sound and the numbers make sense. We've funded everything from cosmetic flips to gut rehabs. The worse the condition, the better the potential profit—we get that.
A: All of Florida. Whether you're flipping in Jacksonville, Tampa, Miami, Orlando, Fort Myers, Tallahassee, or anywhere in between—we fund statewide.
A: This is why we plan multiple exit strategies upfront. If you're building a spec and the market softens, we can help you refinance it into a rental loan instead. You have options—we make sure of that before you break ground.
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