FIX & FLIP LOANS in Florida.

Fast funding for investors buying, renovating, and selling properties. We move at your pace across Florida.

Buy it, fix it, flip it. We Fund It Fast.

Time kills deals in the flipping business. You need a lender who understands that and moves quickly.

At Springwell Capital, we get it. We fund fix & flip projects across Florida—from fixer-uppers in Orlando to beach properties in Tampa to distressed homes in Jacksonville.

We don't drag our feet with committees and endless paperwork. We make decisions fast because we know that in flipping, speed = profit.

Here's what we bring to your flip:

  • Fast approvals (days, not weeks)

  • We fund both the purchase AND renovation costs

  • Flexible on property condition (we've seen it all)

  • Based on after-repair value (ARV), not just current value

  • Partnership approach if challenges come up

Whether you're doing your first flip or your 50th, we're here to fund Florida investors who know how to execute.

Why Flippers Choose Springwell Capital

  • Speed When It Matters

    In flipping, timing is everything. We move fast on approvals so you can close deals before other investors swoop in. No endless committees or bureaucracy—just quick decisions from people who understand real estate investing.

  • We Fund Purchase + Rehab

    You get one loan that covers both buying the property AND fixing it up. No need to juggle multiple lenders or come out of pocket for all the renovation costs. We structure it so you can execute your flip with the capital you need.

  • ARV-Based Lending

    We lend based on what the property will be worth after repairs (ARV), not just its ugly current condition. This means you can borrow more and keep more cash in your pocket for the rehab work.

  • Flexible on Condition

    Rough shape? Major repairs needed? That's literally the point of flipping. We don't shy away from properties that need work—that's what we finance. If it's structurally sound and the numbers work, we're interested.

How Fix & Flip Loans Work (Keep It Simple)

From finding the deal to cashing your profit check, here's how it works:

Step 1: You Find the Deal

You find a property that needs work. You know what it'll be worth after repairs (ARV). You have a plan for the rehab.

Step 2: We Review Fast

We review and give you a decision quickly—usually within 24-48 hours for qualified investors.

Step 3: We Fund Purchase + Rehab

Once approved, we fund:

Step 4: You Sell & Pay Off

Once renovations are done, you list and sell. When it closes, you pay off the loan and keep your profit. Simple as that.

Ready to get started?

Fix & Flip Loan Features

Fast approvals.

Decisions in 24-48 hours for qualified investors—speed matters in flipping

ARV-based

Loan amounts based on after-repair value, not ugly current condition

Purchase + rehab

One loan covers both buying the property and fixing it up

Florida statewide

We fund flips from Miami to Tallahassee, Orlando to Fort Myers

Flexible terms

6-12 month terms with extensions available if you need more time to sell

Draw-Based funding

Rehab funds released as you complete work—protects you and us

Free Planning Tools (Use Before You Even Apply)

We give away professional planning worksheets to help you make smarter decisions—whether you work with us or not.

Download from our Free Resources page:

  • Fix & Flip Analyzer - Calculate your potential profit on any flip deal

  • Renovation Budget Template - Plan your rehab costs line by line

  • ARV Calculator - Estimate after-repair value using comps

  • Timeline Planner - Map out your flip from purchase to sale

STILL NOT SURE?

Frequently Asked Questions

Questions from Florida Flippers

Q: How fast can I get funded?

A: For qualified investors with complete info, we can approve in 24-48 hours and fund within 1-2 weeks. The faster you get us accurate property info and renovation plans, the faster we move.

Q: I'm new to flipping. Will you work with me?

A: It depends. We prefer investors with at least 1-2 completed flips, but if you have strong real estate or construction experience and a solid plan, let's talk. We evaluate case by case.

Q: What if renovations cost more than expected?

A: This happens sometimes. If you've budgeted conservatively upfront, you should be fine. If you truly need more, we can discuss options—but it's easier if we plan accurately from the start. That's why we review budgets carefully upfront.

Q: What if the property doesn't sell as fast as I planned?

A: Standard term is 6-12 months. If you need more time, extensions are available (though they cost extra). Our goal is to help you plan realistic timelines upfront so you're not scrambling for extensions.

Q: Do you fund properties that need major work?

A: Yes, as long as it's structurally sound and the numbers make sense. We've funded everything from cosmetic flips to gut rehabs. The worse the condition, the better the potential profit—we get that.

Q: What areas of Florida do you cover?

A: All of Florida. Whether you're flipping in Jacksonville, Tampa, Miami, Orlando, Fort Myers, Tallahassee, or anywhere in between—we fund statewide.

Q: What if the market slows down while I'm building?

A: This is why we plan multiple exit strategies upfront. If you're building a spec and the market softens, we can help you refinance it into a rental loan instead. You have options—we make sure of that before you break ground.

Got a Florida Flip Deal? Let's Fund It.

Send us the deal details and let's see if the numbers work. Fast review, honest feedback.

Contact Us

Springwell Capital, LLC

480 N Orlando Ave Suite 236

Winter Park, FL 32789

✉️ [email protected]
📞 (321) 364-4602

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